Our Medicare Plans for Vermonters

Experience the Benefits of Blue^SM

If you are approaching 65 or have Medicare already, you have health plan options available to you. We can support you in making the right decision to meet your needs. Blue Cross Vermont and its affiliates offer a variety of Medicare plan options, including:

• Medicare Advantage plans that feature premiums and deductibles as low as $0. Our Vermont Blue Advantage® PPO and HMO plans offer comprehensive coverage options including, prescription drug coverage, vision and hearing benefits, and free fitness memberships.
• Medicare Supplement (Medigap) plans that work in tandem with Original Medicare to help reduce your out-of-pocket costs and that may fill the gaps in Medicare Part A & Part B services.
• Medicare Prescription Drug plans that cover prescriptions not included in traditional Medicare. If you have Original Medicare or a Medicare Supplement plan, our Blue MedicareRx^SM plans can meet your prescription drug coverage needs.

​A Quick Glance at Your Coverage Options

Below is a quick look at what types of coverage are included in our Medicare plan options. Benefits vary by plan, so be sure to check plan coverage for specific details.

	Original Medicare (Parts A & B)	Vermont Blue Advantage Plans (Part C & typically Part D)	Blue Cross VT Medicare Supplement (Medigap) Plans	Blue MedicareRx Plans (Part D)
Inpatient hospital care and outpatient procedures
Doctor visits
Home health care & hospice care
Prescription drugs		Most
Dental, vision & hearing
Emergency care outside the U.S.		Most	Some
Limit on annual out-of-pocket costs			Most

Note: This chart represents general benefits available for some or most, but not all Medicare Supplement & Medicare Advantage plans.

For additional general information about Medicare, please visit Medicare.gov.

The purpose of this material is a solicitation for insurance. Blue Cross and Blue Shield of Vermont is not connected with or endorsed by the U.S. government or the Federal Medicare program. 

Y0148_BCBSVTMdrInfo_M CMS Accepted 05262024

Vermont Blue Advantage® is a PPO and HMO plan with a Medicare contract. Enrollment in Vermont Blue Advantage depends on contract renewal.

S2893_2407; updated May 24, 2024

Blue Cross and Blue Shield of Vermont, in a joint venture with three other New England Blue plans, contracts with the Federal Government to offer Medicare prescription drug coverage, called Blue MedicareRxSM (PDP).

Blue MedicareRx (PDP) is a Prescription Drug Plan with a Medicare contract. Blue MedicareRx Value Plus (PDP) and Blue MedicareRx Premier (PDP) are two Medicare Prescription Drug Plans available to service residents of Connecticut, Massachusetts, Rhode Island, and Vermont.

Anthem Insurance Companies, Inc., Blue Cross and Blue Shield of Massachusetts, Inc., Blue Cross and Blue Shield of Rhode Island, and Blue Cross and Blue Shield of Vermont are the legal entities which have contracted as a joint enterprise with the Centers for Medicare & Medicaid Services (CMS) and are the risk-bearing entities for Blue MedicareRx (PDP) plans. The joint enterprise is a Medicare-approved Part D sponsor. Enrollment in Blue MedicareRx (PDP) depends on contract renewal.