Health Plans for Individuals and Families

A mom and her two children leaving their home for the day

At Blue Cross VT, the difference is in our health plans, our network, and our personalized service. When you have one of our health plans, you not only get coverage that’s focused on your health and well-being, you also get:

  • Essential health benefits, including office visits to providers, preventive care, prescription drugs, laboratory tests, mental health and substance use disorder services, emergency care, maternity care, and vision and dental care for children.
  • Access to the largest network of doctors and hospitals in Vermont, throughout the U.S., and globally
  • Award-winning, Vermont-based customer service
  • 24/7 telemedicine access through AmWell®, and virtual mental health is also available from Valera Health® and Sondermind®

We want to make sure that you are aware of the assistance that may be available to you. The Inflation Reduction Act allows Vermont households to possibly qualify for expanded premium tax credits in 2025, through Vermont's health insurance marketplace, Vermont Health Connect. This financial help (premium tax credits) may make your Blue Cross VT health plan more affordable. To check your eligibility, visit our online Shop & Compare plans tool or talk to us.

Health Plans for You and Your Family

Our health plans provide the care you want and the customer service experience you deserve. We offer three levels of Qualified Health Plans (QHP), all of which offer essential health benefits such as preventive care, prescription drugs, mental health and substance use disorder services, emergency care, and more.

Vermont Preferred Plans

Our Vermont Preferred plans include our combined 4-8-12 zero dollar office visits for primary care, mental health, or substance use disorder treatment, and four, zero dollar office visits per member for chronic care specialist visits for members with certain conditions.

Vermont Select Plans

Our Vermont Select Plans offer the added value of pairing your health plan with an integrated Health Savings Account (HSA). These plans offer complete coverage after the deductible and out-of-pocket limit is met for the plan year.

Standard Plans

Our Standard Plans provide a range of options to help you get the coverage you need and the service you expect from a Vermont-based organization. For certain Standard plans, each member has three, zero dollar office visits for the combination of primary care, mental health, or substance use disorder treatment.

Need help choosing a plan?

Blue Cross VT Consumer & Business Support Services Team

We're here for you

We'll help you find the right plan for yourself or your whole family.

Connect with Us

Connect with Us

Want to chat with our local team about our available plans for you and your family? We can connect you with an agent who can answer your questions or explore our plans with you. Note: all form fields are required.







Communication Preference:

By submitting my information on this form, I give permission for Blue Cross and Blue Shield of Vermont to contact me by phone or email to answer questions and discuss health insurance products available for my needs. Information may be provided by phone, mail or email by Blue Cross and Blue Shield of Vermont licensed, authorized agents.

Hours

Monday–Friday
8:00 a.m. to 4:30 p.m.

 

Woman working at pharmacy

Pharmacy Resources

Vermont Blue Rx℠ is our local solution to answer your pharmacy needs. We offer a local and national network of pharmacies to help you manage your care and reduce prescription drug costs.

Pharmacy Tools

Additional Resources

Check out these resources to help you understand our plans and find the one that best fits your needs.
Joyce Cormier, Blue Cross VT member

Customer Service with Heart

"If Terry Lynn had not stepped in, I don’t know what I would have done. She told me, ‘I am going to take care of you.' And she did. She did everything. She talked to the doctor’s offices; she faxed the forms. She got all of the information I needed..."

Joyce
Blue Cross and Blue Shield of Vermont Member